If you have £10,000 to salt away for five years and make no withdrawals, Clydesdale Bank International offers 5.1% a year.
Anglo Irish Bank has the best rates for euros and dollars. 5,000 euros deposited pays 2.25%, with instant access; $5,000 on 90 days' notice pays 1.6%
The rates shown (c) are gross, i.e. with no tax deducted at source, and are ranked by the amount of notice of withdrawal (A) one has to give the bank without applying an interest penalty (or for the length of term, for fixed-rate accounts), and by the minimum ammount (B) left on deposit to qualify for that level of interest. Rates collated on 2 August are are subject to change. Rates on the no-notice and notice accounts are variable; those on fixed rate accoutns apply throughout the term shown.
Source: Moneyfacts
| Bank | A | B | C |
| Sterling No Notice Accounts | |||
| Halifax International | None | £2,500 | 3.00% |
| Anglo Irish Bank Corp (Intl) | None | £5,000 | 2.80% |
| Alliance and Leicester (Intl) | None | £15,000 | 2.76% |
| Bradford and Bingley (Intl) | None | £1,000 | 2.50% |
| Sterling Notice Accounts | |||
| Alliance and Leicester (Intl) | 50 Day | £25,000 | 3.00% |
| Alliance & Leicester (Intl) | 60 Day | £25,000 | 2.97% |
| Anglo Irish Bank Corp (Intl) | 30 Day | £5,000 | 2.75% |
| Bradford & Bingley (Intl) | 60 Day | £5,000 | 2.75% |
| Sterling Fixed Rate Accounts | |||
| Clydesdale Bank International | 5 Year | £10,000 | 5.10% |
| Clydesdale Bank International | 3 Year | £10,000 | 4.25% |
| Halifax International | 3 Year | £1,000 | 4.00% |
| Northern Rock (Guernsey) | 01.08.12 | £10,000 | 4.00% |
| Euro Accounts | |||
| Anglo Irish Bank Corp (Intl) | None | €5,000 | 2.25% |
| Irish Permanent (Intl) | 30 Day | €10,000 | 2.25% |
| Anglo Irish Bank Corp (Intl) | 90 Day | €5,000 | 2.00% |
| Skipton (Guernsey) | None | €25,000 | 1.75% |
| US Dollar Accounts | |||
| Anglo Irish Bank Corp (Intl) | 90 Day | $5,000 | 1.60% |
| Investec Bank (Channel Islands) | 90 Day | $50,000 | 1.60% |
| Anglo Irish Bank Corp (Intl) | None | $5,000 | 1.50% |
| Irish Permanent (Intl) | 30 Day | $10,000 | 1.50% |
Two new guaranteed bonds have benn issued by Britannia International. A six-year offer pays a fixed return of 5% for each year when FTSE 100 index of UK shares does not fall below 75% of its start value in October.
A three-year version pays 11% if the level of the FTSE index is equal or greater than the start value over the life of the bond. Intial captial, minimum £5,000, is guaranteed to be returned at the end of the term.
